Insurance Companies are Strange

My furriends, I'm telling you insurance companies are just strange. They pay you not to do stuff. What sense does that make?

The insurance man came for the roof yesterday and to see what else was broken. The roof definitely needs to be replaced. The insurance will also pay for some other stuff the hail (I finally learned what the ice cubes were called) broke that needs to be replaced. He also said there are dents in the gutters that they're going to pay us for. He recommended we don't replace the gutters because the dents don't affect how they work and whoever put them in did a really good job (the gutters, not the dents). They're also going to pay us for dents in the garage door (that Mom can't see). He said don't replace the door, it's not worth doing. Now my furriends, you tell me what sense that makes?

It's good for Mom that we're getting this extra money - it will probably cover the deductible and she's not worried about whether or not she can get the roof fixed anymore. But how much sense does it make to pay people for stuff that doesn't need fixed, even if it is a little banged up? My little kitty brain says if you pay people to fix stuff, they have to fix it. But no, that's not the way it works. They pay you for everything that's broken or dented. You only have to fix stuff that makes the house safe.

They did the same thing with the car. Mom's car used to have a fancy bumper that was low to the ground and got all scraped up. When Mom had it fixed, she had them put on the not fancy bumper that's not so low to the ground. Guess what they paid for? The fancy bumper. Mom is supposed to get a check for the difference between the fancy bumper and the not fancy bumper. I guess it's lucky for us that they did that because the garbage disposal quit working yesterday. I hope nothing else breaks!

Bad news today.

You know how I told you sometimes ice cubes fall from the sky here? Well, last week we had a terrible storm. No one that lives around here can ever remember a storm this bad. Ice the size of golf balls and some even as big as tennis balls were falling on us for over half an hour, and there was a tornado really close to the house. I was home all alone and was so scared. Mom didn't even know it happened because by the time she came home from chorus all the ice had melted.

One of our neighbors told Mom that the ice cubes had messed up their roof and Mom should get our roof inspected. So she did, and guess what. We have to put a new roof on the house. The house is only 5 years old. Poor Mom just spent a bunch of money getting her car fixed up, and now she has to fix the roof.

I don't talk about the sad stuff in our life, but today I just have to. She's been working real hard with the bank to get them to let us keep our pretty house, and now this. She's so sad. She didn't sleep last night but tossed and turned all night. It hurts my heart and makes my eyes leak to see her so sad. Can you imagine if she spends all that money to fix the roof and then can't even keep the house? She has insurance, but she says she still has to pay something called a deductible and it's a lot of money.

Thanks my furriends for letting me meow on your shoulders. Sometimes you just have to get the sad stuff out, you know?